Equipment Financing, Built for Seizing New Opportunities and to Grow with Your Business

Access to the equipment you need to get work done is one of the most fundamental needs that any company has, which is why finding equipment financing that will work for you is integral to your success. Sometimes, full purchases of the machines you need for work is not cost effective, that is when our combination of competitive equipment leasing plans will compliment our financing options perfectly to deliver the right blend of solutions for your business.  Principal Financial Strategies offers equipment financing to help organizations cover the cost of the items needed to conduct business, whether that means bulldozers, computer software or new office furniture. We can provide you with loan approvals in as little as 24 hours.  Larger programs may on occasion, take 3 to 5 days for larger ticket and middle market financing requests. We offer very attractive interest rates, and for companies established at least two years, repayment plans of up to 84 months.


One of our more popular programs for our business clients because of its simplicity. These programs will allow you access to the equity you have built up in your machines by temporarily selling them while still retaining access with a lease. This is a great way to build working capital without new debt.  Once you’ve made all of the payments, the equipment is transferred back into your ownership.  What a Great program!

Startup Program

If you are looking for lending that will help businesses that have been in operation for less than two years, look no further. Our startup program is designed just for that.  Principal Financial Strategies can help you acquire the equipment your business needs to build a good customer base and continue growing towards long-term financial success.


  • Fixed, low monthly payments
  • Cash is free for other needs
  • Preservation of existing credit lines
  • Elimination of equipment obsolescence
  • Significant advantages for tax and accounting

Funding Tiers

Regardless of the exact nature of your equipment needs, our financing program has a range of accessible options that work with every funding tier. It is also separated into tiers to make it easier to scale your access with your business’s resources. You will always have terms of 84 months or less as you need, and you will always be able to count on various repayment structures as choices. Our funding tiers are:

  • Up to $150,000 is available with just an application
  • $150,000 to $500,000 is available with disclosures supporting the loan
  • Over $500,000 is available to established companies with stable incomes supporting the loan
  • No or little down payment

If you are looking for options that will help you access the equipment your business needs, give us a call today. Principal Financial Strategies has associates standing by to answer your questions and to help you with your application materials. All you need to do is contact us to get things started.