A Small Business Loan (SBA) Is a Useful Financing Tool

As a Preferred Financial Service company for the Small Business Administration, Principal Financial Strategies is here to discuss your small business loan options with you. We participate in a variety of SBA loan programs, including the popular 7a and 504 options.

Why work with us?

We have been designated as an SBA Preferred Financial Services company, meaning that we work with lenders to whom the federal government has given authority to approve small business loan applications, right away. That allows us to trim the application and approval process down to a mere matter of weeks. In a competitive business market where every minute counts, this offers you a huge advantage over competitors in your space.

Financing for Your Real Estate

We understand that your business cannot operate without proper facilities. Both the 7a and 504 loan programs help qualifying small business owners secure property to open

  • Auto dealerships, repair facilities and gas stations
  • Car wash and detailing locations
  • Childcare facilities
  • Hotels, motels, hostels or other accommodations
  • Single-purchase or nonconforming properties
  • Veterinary or other healthcare practices

Do not worry if your business isn’t any of the above. Talk with us about what you do and we can help you find the right program to get the right, affordable financing you need.

Financing for Your Equipment

You may already have a business location, but you can also use a small business loan for the following equipment

  • Binding/printing
  • Diagnostic
  • Dry cleaning/laundry
  • Heavy
  • Machinery
  • Manufacturing
  • Medical
  • Trucking

When you contact us, we’ll see if you qualify for an SBA loan program and get the process started.  So, you can fulfill your dreams of being a Business Owner.

How Do You Qualify?

Qualifying criteria includes:

  • A solid business plan
  • Proven cash flow
  • Excellent business management

If you possess the above, you may pre-qualify for funding up to $5 million within 48 hours. Some things to keep in mind are our amortized loans

  • Have 15 or 25-year terms
  • Finance up to 80 or 90 percent
  • Have no ballooning
  • Do not come with prepayment penalties
  • Are flexible
  • Carry competitive rates
  • Can be fixed or variable

We believe that you should be able to secure the funding you need quickly and easily, and with our flexibility, we can likely tailor a loan to suit you perfectly, so don’t wait for your financing any longer. Contact us to get started on your small business loan application.